UNIVERSAL Credit score can high up your revenue whether or not you are in or out of labor.
With a spread of living costs on the rise in April it is extra necessary than ever to verify the assist you’re entitled to now.
Listed below are the freebies and reductions you might be getting on Universal Credit and the best way to apply for them.
Some households on low incomes could possibly be eligible for a reduction on their council tax invoice.
As one of many greatest payments for households and the worst consequences if you get behind, discovering out if you may get a discount may assist you get by.
In some circumstances you might even get your invoice diminished to zero and with the typical invoice for a band D dwelling at £1,898, that might save a a major sum.
To search out out in the event you’re eligible and apply you will have to contact your native council – you’ll find yours using the gov.uk tool, simply enter your postcode.
Free faculty meals
In the event you’re claiming sure advantages together with Common Credit score, JSA and Youngster Tax Credit score then your youngster is likely to be entitled to free faculty meals.
You’ll need to use by your native authority in order that they will apply for additional funding from the Authorities, whereas some councils ask you to contact the college immediately.
Merely click here and kind in your postcode to be redirected to your native council’s web site and apply.
The precise quantity you will get is determined by the place you might be, however ranges from round £2.15 to £2.50 per day, or round £400-£500 every faculty yr.
Free £150 for college uniforms
How a lot you may get in England to assist pay for college uniforms varies relying on the place you reside, however you’ll be able to get up to £150 in some local authorities.
As a normal rule, these on revenue help, Common Credit score, JSA, youngster tax credit score, ESA, and pension tax credit score are entitled to help below Half IV of the Immigration and Asylum Act 1999.
You might also be eligible in case your annual revenue is lower than £16,190.
To use, you have to put in your postcode on the Gov.uk web site, which is able to direct you to your council’s web site the place it’s best to seek for “uniform grant” within the “Training” part to search out out what assist is accessible in your space.
Free £500 in the event you’re pregnant
You could possibly get a one off cost value £500 to assist in the direction of the prices of getting a baby by the Positive Begin Maternity Grant.
You do not have to pay it again.
You may qualify for the grant in the event you’re already claiming advantages and also you’re anticipating your first youngster, or anticipating twins or triplets and have youngsters already.
New dad and mom should declare the grant inside 11 weeks of the infant’s due date or inside six months after the infant is born.
To assert, you will have to print out and fill within the Sure Start Maternity Grant (SF100) claim form.
A well being skilled corresponding to a physician or midwife should additionally signal it earlier than you publish it to Freepost DWP SSMG.
Free milk, fruit and veg
The Wholesome Begin scheme provides 1000’s of fogeys on low incomes assist to feed their youngsters.
You get a pay as you go card and funds value as much as £442 a yr for these claiming sure benefits.
You can begin getting the money from 10 weeks pregnant as much as when the kid turns 4.
The cardboard can be utilized at main supermarkets and retailers to however the next:
- cow’s milk
- contemporary, frozen or tinned fruit and greens
- toddler formulation milk
- contemporary, dried, and tinned pulses
Take a look at the best way to apply for the Healthy Start scheme in our guide.
Free travel and childcare when looking for work
The Restart Scheme is designed to help those who’ve been on Universal Credit for more than a year and launched last year.
It can help cover the costs associated with finding a job, including travel, childcare and other expenses.
If you’re on the scheme ask the provider or your work coach about how to claim.
The Flexible Support Fund is a pot of money that has been put aside by the government to help you with the costs of getting a job.
The fund is managed by local job centres and can be used to cover the following costs of job hunting:
- Training for a job, up to £150
- Travel to interviews
- Tools for work
- Cost of medical evidence required by a disabled person
- Clothing and uniforms to start work
- Support for single parents in financial emergencies in the first 26 weeks of starting a job.
The Jobcentre Plus travel card is accessible totally free and cuts the price of travelling on public transport, together with buses and trains, by 50%.
In London, they’re accepted by Transport For London (TfL), and right here, customers can get monetary savings by buying a seven-day or month-to-month journey card at a baby’s fee.
However the low cost card is simply accessible to those that are unemployed and in search of work, and those that declare JSA.
You are additionally entitled to at least one in the event you’ve been claiming Common Credit score for 3 to 9 months and are aged between 18 and 24.
You may have to have been claiming advantages for 3 to 12 months earlier than getting the cardboard in the event you’re 25 and older.
All practice operators in England, Scotland and Wales settle for the low cost and playing cards are legitimate for as much as three months.
However simply since you’re on advantages, it does not imply you will robotically get one – they’re handed out by Jobcentre employees on a case-by-case foundation on the discretion of the work coaches.
To search out out in the event you qualify for the enhance, converse to your work coach at your nearest Jobcentre, which you’ll find through Gov.uk.
In the event you declare Common Credit score, you may have the ability to get a refund on most of your childcare prices.
You’ll be able to declare again 85% of childcare prices as much as £646 for one youngster or £1,108 for 2 or extra as much as August 31 following the kid’s sixteenth birthday.
You’ll have to pay your childcare prices your self up entrance after which declare the cash again by Common Credit score.
The Solar has been calling on the federal government to alter guidelines and pay dad and mom up-front for childcare prices, as a part of our Make Universal Credit Work campaign.
Mother and father can also have the ability to reap the benefits of different childcare help, whether or not you are claiming Common Credit score or not, including up to 30 hours free childcare
As much as £1,200 bonus for saving
Not everybody is able to save, however of you might be it is value getting a selected account that gives a beneficiant bonus.
With the Assist to Save account, anybody on Common Credit score can put away between £1 and £50 each month and also you get a 50% bonus on high.
In the event you save the utmost quantity over 4 years you may get a sum of £1,200 from the federal government, topping up your personal financial savings of £2,400.
However you’ll be able to nonetheless get among the bonus even by saving a small quantity – check out how it works.
Water saving units and invoice assist
Many water corporations provide free water-saving units that shave kilos off your payments.
Contact your provider. Freebies embody bathe timers and buffalo luggage, which save water with each flush.
Take a look at savewatersavemoney.co.uk.
Giant households on Common Credit score or different advantages could also be eligible for a cap on their payments below the WaterSure scheme.
To qualify for the scheme you have to have already got a water meter put in, and show you have to use numerous water.
You additionally have to have three or extra youngsters below the age of 19 residing in the home, and obtain youngster profit for them.
You’ll find out extra about the scheme in our guide.
Free prescriptions and dental therapy
You can additionally get assist with masking well being prices, corresponding to paying to your prescriptions and dental therapy.
To assert, you’ll want to indicate a duplicate of your Common Credit score award discover.
You received’t have the ability to declare on well being prices earlier than you have been deemed eligible for the Common Credit score.
In the event you’re entitled to say, you might get free NHS prescriptions, dental therapy, sight exams, wigs and cloth helps.
NHS prescriptions at the moment value £9.15 within the UK.
You can additionally get assist with the price of glasses and call lenses and cash for journey prices for therapy.
The NHS has outlined extra data on the best way to go about claiming here.
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