MILLIONS of individuals on Common Credit score and advantages are struggling to get by – however may get additional assist.
Nevertheless it comes on the similar time that the cost of living is rising and at a quicker charge, which may go away you feeling the pinch.
April has seen vitality payments, council tax, and different necessities rise, whereas these in work and claiming are paying more tax.
So it is extra essential than ever to test you are getting every little thing you are entitled to.
Are you getting all the advantages you are entitled to? When you’re lacking out and begin claiming it may increase your earnings.
Some households on low incomes might be eligible for a reduction on their council tax invoice.
As one of many largest payments for households and the worst consequences if you get behind, discovering out if you will get a discount may enable you to get by.
In some circumstances you can even get your invoice decreased to zero and with the common invoice for a band D dwelling at £1,898, that might save a a major sum.
To search out out for those who’re eligible and apply you may must contact your native council – you could find yours using the gov.uk tool, simply enter your postcode.
Vitality invoice assist
A number of suppliers provide vitality invoice assist by means of hardship funds and provides out grants value as a lot as £750 and you do not have to repay the money.
British Gas just added and extra £2millionto its Energy Trust fund to assist struggling clients.
You may must contact your provider on to see what they provide and eligibility and the way a lot you get can differ between them.
There are round 8,000 charities and organisations within the UK that provide money to assist struggling households.
Turn2Us has a free grants search tool so you could find out what assist is obtainable to you.
The Household Support Fund, which helps households with the rising value of dwelling, has been prolonged.
This might embrace money grants to pay payments or cowl meals prices – the assistance will depend upon the place you reside.
To search out out what help is obtainable in your space, contact your local council.
Free college meals
When you’re claiming sure advantages together with Common Credit score, JSA and Youngster Tax Credit score then your little one is likely to be entitled to free college meals.
You will have to use by means of your native authority in order that they’ll apply for additional funding from the Authorities, whereas some councils ask you to contact the college straight.
Merely click here and kind in your postcode to be redirected to your native council’s web site and apply.
The precise quantity you may get depends upon the place you might be, however ranges from round £2.15 to £2.50 per day, or round £400-£500 every college 12 months.
Over Easter some councils are giving out money to assist dad and mom through the college holidays, with some dishing out £50 vouchers for supermarkets.
Free £150 for college uniforms
How a lot you will get in England to assist pay for college uniforms varies relying on the place you reside, however you may get up to £150 in some local authorities.
As a common rule, these on earnings help, Common Credit score, JSA, little one tax credit score, ESA, and pension tax credit score are entitled to help underneath Half IV of the Immigration and Asylum Act 1999.
You may additionally be eligible in case your annual earnings is lower than £16,190.
To use, you might want to put in your postcode on the Gov.uk web site, which is able to direct you to your council’s web site the place you need to seek for “uniform grant” within the “Schooling” part to seek out out what assist is obtainable in your space.
Free £500 for those who’re pregnant
You could possibly get a one off cost value £500 to assist in the direction of the prices of getting a toddler by means of the Certain Begin Maternity Grant.
You do not have to pay it again and you may find out who’s eligible in our guide.
You may qualify for the grant for those who’re already claiming advantages and also you’re anticipating your first little one, or anticipating twins or triplets and have youngsters already.
New dad and mom should declare the grant inside 11 weeks of the newborn’s due date or inside six months after the newborn is born.
To say, you may must print out and fill within the Sure Start Maternity Grant (SF100) claim form.
A well being skilled comparable to a health care provider or midwife should additionally signal it earlier than you submit it to Freepost DWP SSMG.
Free milk, fruit and veg
The Healthy Start scheme provides 1000’s of fogeys on low incomes assist to feed their youngsters.
You get a pay as you go card and funds value as much as £442 a 12 months for these claiming sure benefits.
You can begin getting the money from 10 weeks pregnant as much as when the kid turns 4.
The cardboard can be utilized at main supermarkets and retailers to however the next:
- cow’s milk
- recent, frozen or tinned fruit and greens
- toddler components milk
- recent, dried, and tinned pulses
Take a look at apply for the Healthy Start scheme in our guide.
Free travel and childcare when looking for work
The Restart Scheme is designed to help those who’ve been on Universal Credit for more than a year and launched last year.
It can help cover the costs associated with finding a job, including travel, childcare and other expenses.
If you’re on the scheme ask the provider or your work coach about how to claim.
The Flexible Support Fund is a pot of money that has been put aside by the government to help you with the costs of getting a job.
The fund is managed by local job centres and can be used to cover the following costs of job hunting:
- Training for a job, up to £150
- Travel to interviews
- Tools for work
- Cost of medical evidence required by a disabled person
- Clothing and uniforms to start work
- Support for single parents in financial emergencies in the first 26 weeks of starting a job.
The Jobcentre Plus travel card is obtainable totally free and cuts the price of travelling on public transport, together with buses and trains, by 50%.
In London, they’re accepted by Transport For London (TfL), and right here, customers can lower your expenses by buying a seven-day or month-to-month journey card at a toddler’s charge.
However the low cost card is simply obtainable to those that are unemployed and searching for work, and those that declare JSA.
You are additionally entitled to 1 for those who’ve been claiming Common Credit score for 3 to 9 months and are aged between 18 and 24.
You may must have been claiming advantages for 3 to 12 months earlier than getting the cardboard for those who’re 25 and older.
All prepare operators in England, Scotland and Wales settle for the low cost and playing cards are legitimate for as much as three months.
However simply since you’re on advantages, it doesn’t suggest you may routinely get one – they’re handed out by Jobcentre employees on a case-by-case foundation on the discretion of the work coaches.
To search out out for those who qualify for the increase, converse to your work coach at your nearest Jobcentre, which you could find through Gov.uk.
When you declare Common Credit score, you would possibly be capable of get a refund on most of your childcare costs.
You’ll be able to declare again 85% of childcare prices as much as £646 for one little one or £1,108 for 2 or extra as much as August 31 following the kid’s sixteenth birthday.
You’ll have to pay your childcare prices your self up entrance after which declare the cash again by means of Common Credit score.
The Solar has been calling on the federal government to alter guidelines and pay dad and mom up-front for childcare prices, as a part of our Make Universal Credit Work campaign.
Mother and father may additionally be capable of benefit from different childcare help, whether or not you are claiming Common Credit score or not, including up to 30 hours free childcare
As much as £1,200 bonus for saving
Not everybody is able to save, however of you might be it is value getting a selected account that gives a beneficiant bonus.
With the Assist to Save account, anybody on Common Credit score can put away between £1 and £50 each month and also you get a 50% bonus on high.
When you save the utmost quantity over 4 years you will get a sum of £1,200 from the federal government, topping up your individual financial savings of £2,400.
However you may nonetheless get a few of the bonus even by saving a small quantity – check out how it works.
Water saving units and invoice assist
Many water corporations provide free water-saving units that shave kilos off your payments.
Contact your provider. Freebies embrace bathe timers and buffalo baggage, which save water with each flush. Take a look at savewatersavemoney.co.uk.
Massive households on Common Credit score or different advantages could also be eligible for a cap on their payments underneath the WaterSure scheme.
To qualify for the scheme you might want to have already got a water meter put in, and show you might want to use a number of water.
You additionally must have three or extra youngsters underneath the age of 19 dwelling in the home, and obtain little one profit for them.
You’ll find out extra about the scheme in our guide.
Free prescriptions and dental therapy
You would additionally get help with covering health costs, comparable to paying to your prescriptions and dental therapy.
To say, you’ll want to indicate a replica of your Common Credit score award discover.
You received’t be capable of declare on well being prices earlier than you have been deemed eligible for the Common Credit score.
When you’re entitled to say, you can get free NHS prescriptions, dental therapy, sight checks, wigs and material helps.
NHS prescriptions presently value £9.15 within the UK.
You would additionally get assist with the price of glasses and call lenses and cash for journey prices for therapy.
The NHS has outlined extra data on go about claiming here.
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